Financial Calculator Information

Calculator	Rate	Positive Payment	Future Value	Convention
HP 10B HP 10BII LeWorld 1399 TI BA II Plus TI-83 TI-83 Plus TI-84 Plus TI-85 "FINAN" equation (revised) TI-86 "FIN" program	Annual	Increasing	Withdrawal	Standard
Radio Shack EC-5001 Sharp EL-731 Sharp EL-733A	Periodic	Increasing	Withdrawal	Standard
TI-82 "Finance" program	Periodic	Increasing	Balance	Basic
TI BA-35 TI BA-35 Solar	Periodic	Decreasing	Balance	Loan

Basic convention calculators represent payments which increase the balance of an account as positive payments, and future values are given as balances in that account.
Standard convention calculators represent payments which increase the balance of an account as positive payments, and future values are treated as amounts which can be withdrawn from the account.
Loan convention calculators represent payments which decrease the balance of an account as positive payments (making loan computations easier), and future values are given as balances in that account.

Calculator	Financial Mode	Floating Decimal	Clearing Financial Data	Beginning Annuities
HP 10B	automatic	DISP .	CLEAR ALL	BEG/END
HP 10BII	automatic	DISP .	C ALL	BEG/END
Radio Shack EC-5001 Sharp EL-731 Sharp EL-733A	2ndF MODE until FIN appears	2ndF TAB .	2ndF CA	Press BGN until BGN appears
TI BA-35	2nd FIN	2nd DEC until DEC2 disappears	2nd FIN	Use DUE instead of CPT to solve
TI BA-35 Solar	MODE until FIN appears	2nd FIX .	2nd CMR	2nd BGN until Begin appears
TI BA II Plus LeWorld 1399	automatic	2nd Format 9 ENTER 2nd QUIT	2nd CLRTVM	2nd BGN 2nd SET (until BGN appears) 2nd QUIT
TI-82 (with "FINANCE" program)	PRGM FINANCE	MODE Float ENTER CLEAR	CLEAR VALUES, ENTER	ENTER VALUES, TYPE, 1 for DUE
TI-83	2nd FINANCE TVMSolver	MODE Float ENTER CLEAR	enter zeros	select BEGIN
TI-83 Plus TI-84 Plus	APPS Finance TVMSolver	MODE Float ENTER CLEAR	enter zeros	select BEGIN
TI-85 (with "FINAN" equation)	2nd SOLVER CLEAR FINAN	2nd MODE Float ENTER CLEAR	enter zeros	enter value of 1 for DUE
TI-86 (with "FIN" program)	2nd MATH MORE FIN	2nd MODE Float ENTER CLEAR	enter zeros	FORMT, select BEGIN